Calcon Mutual Mortgage in Missouri vs the state
12.5%Denial rate-2.57 pts vs state
14.3%Decision denial rate-4.41 pts vs state
75.0%Origination rate+12.34 pts vs state
5.38%Median rate-1.25 pts vs state
-0.71Rate spread (pts)-1.06 pts vs state
$94kMedian applicant income
12Loans originated
2Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 7 | 11.8% | 7.00% | #439 |
| 2024 | 37 | 10 | 21.6% | 6.69% | #374 |
| 2025 | 16 | 12 | 12.5% | 5.38% | #464 |
What Calcon Mutual Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Warren County | 4 | 4 | 0 | 0.0% |
| Stone County | 2 | 2 | 0 | 0.0% |
| Phelps County | 2 | 0 | 1 | 50.0% |
| St. Charles County | 2 | 2 | 0 | 0.0% |
| Christian County | 1 | 1 | 0 | 0.0% |
| Clay County | 1 | 1 | 0 | 0.0% |
| Barry County | 1 | 0 | 1 | 100.0% |
| Gentry County | 1 | 0 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 16 applications in 2025, of which 12 were originated and 2 denied.
12.5% of all applications, or 14.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Calcon Mutual Mortgage originated in Missouri in 2025 was 5.38%, against a statewide median of 6.63%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology