Calcon Mutual Mortgage in Idaho vs the state
2.7%Denial rate-11.75 pts vs state
6.3%Decision denial rate-11.27 pts vs state
40.5%Origination rate-22.48 pts vs state
6.25%Median rate-0.38 pts vs state
0.34Rate spread (pts)+0.19 pts vs state
$140kMedian applicant income
15Loans originated
1Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 164 | 125 | 4.9% | 6.38% | #81 |
| 2024 | 40 | 27 | 10.0% | 4.88% | #159 |
| 2025 | 37 | 15 | 2.7% | 6.25% | #186 |
What Calcon Mutual Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 7 | 6 | 0 | 0.0% |
| Canyon County | 5 | 0 | 1 | 20.0% |
| Teton County | 5 | 1 | 0 | 0.0% |
| Kootenai County | 5 | 2 | 0 | 0.0% |
| Bingham County | 2 | 1 | 0 | 0.0% |
| Bonneville County | 2 | 0 | 0 | 0.0% |
| Gooding County | 1 | 0 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Lemhi County | 1 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 37 applications in 2025, of which 15 were originated and 1 denied.
2.7% of all applications, or 6.3% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Calcon Mutual Mortgage originated in Idaho in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology