Cake Mortgage · Wisconsin · 2025

Cake Mortgage in Wisconsin: approval rate, denial rate and rates (2025)

Cake Mortgage took 5 mortgage applications in Wisconsin in 2025, ranking #581 of 938 lenders active in the state. It originated 80.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.0%.

5Applicationsin WI
0.0%Decision denial ratestate 16.4%
7.50%Median ratestate 6.63%
$305,000Median loanstate $165,000
$1.2MVolume4 counties

Cake Mortgage in Wisconsin vs the state

0.0%Denial rate-14.01 pts vs state
0.0%Decision denial rate-16.36 pts vs state
80.0%Origination rate+11.85 pts vs state
7.50%Median rate+0.88 pts vs state
1.22Rate spread (pts)+1.10 pts vs state
$101kMedian applicant income
4Loans originated
0Denied

What Cake Mortgage lends in Wisconsin

By loan purpose

Home purchase 5 100% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in Wisconsin

Counties with the most Cake Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 220 0.0%
Washington County 100 0.0%
Racine County 110 0.0%
Brown County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 5 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Cake Mortgage originated in Wisconsin in 2025 was 7.50%, against a statewide median of 6.63%.

About this data. Figures are Cake Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology