Bridgewater Bank in Wisconsin vs the state
11.1%Denial rate-2.90 pts vs state
20.0%Decision denial rate+3.64 pts vs state
44.4%Origination rate-23.71 pts vs state
—Median rate
—Rate spread (pts)
—Median applicant income
4Loans originated
1Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 4 | 16.7% | — | #533 |
| 2025 | 9 | 4 | 11.1% | — | #501 |
What Bridgewater Bank lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most Bridgewater Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Croix County | 3 | 1 | 1 | 33.3% |
| Milwaukee County | 2 | 1 | 0 | 0.0% |
| Chippewa County | 1 | 0 | 0 | 0.0% |
| Polk County | 1 | 0 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Pierce County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 9 applications in 2025, of which 4 were originated and 1 denied.
11.1% of all applications, or 20.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bridgewater Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology