Bpl Mortgage Trust in Arkansas vs the state
18.7%Denial rate+0.48 pts vs state
19.7%Decision denial rate-3.41 pts vs state
69.3%Origination rate+12.50 pts vs state
7.15%Median rate+0.53 pts vs state
—Rate spread (pts)
—Median applicant income
52Loans originated
14Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 28 | 3.9% | 8.57% | #188 |
| 2024 | 79 | 67 | 6.3% | 7.25% | #164 |
| 2025 | 75 | 52 | 18.7% | 7.15% | #178 |
What Bpl Mortgage Trust lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 34 | 23 | 7 | 20.6% |
| Crittenden County | 10 | 6 | 2 | 20.0% |
| Saline County | 8 | 8 | 0 | 0.0% |
| Washington County | 5 | 4 | 0 | 0.0% |
| Benton County | 4 | 3 | 0 | 0.0% |
| Garland County | 4 | 2 | 2 | 50.0% |
| Greene County | 2 | 1 | 1 | 50.0% |
| Sebastian County | 2 | 0 | 2 | 100.0% |
| Mississippi County | 2 | 2 | 0 | 0.0% |
| Faulkner County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 75 applications in 2025, of which 52 were originated and 14 denied.
18.7% of all applications, or 19.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Bpl Mortgage Trust originated in Arkansas in 2025 was 7.15%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology