Bison State Bank in Tennessee vs the state
0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
65.5%Origination rate+7.44 pts vs state
6.38%Median rate-0.25 pts vs state
-0.09Rate spread (pts)-0.32 pts vs state
$216kMedian applicant income
19Loans originated
0Denied
What Bison State Bank lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Bison State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 7 | 5 | 0 | 0.0% |
| Sevier County | 4 | 4 | 0 | 0.0% |
| Knox County | 4 | 2 | 0 | 0.0% |
| Hamilton County | 3 | 2 | 0 | 0.0% |
| Williamson County | 2 | 2 | 0 | 0.0% |
| Davidson County | 2 | 1 | 0 | 0.0% |
| Anderson County | 2 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Sumner County | 1 | 0 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 29 applications in 2025, of which 19 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Bison State Bank originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are Bison State Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology