Bison State Bank · Montana · 2025

Bison State Bank in Montana: approval rate, denial rate and rates (2025)

Bison State Bank took 9 mortgage applications in Montana in 2025, ranking #187 of 553 lenders active in the state. It originated 66.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.8%.

9Applicationsin MT
0.0%Decision denial ratestate 18.7%
6.25%Median ratestate 6.63%
$565,000Median loanstate $275,000
$3.0MVolume8 counties

Bison State Bank in Montana vs the state

0.0%Denial rate-14.82 pts vs state
0.0%Decision denial rate-18.70 pts vs state
66.7%Origination rate+4.69 pts vs state
6.25%Median rate-0.38 pts vs state
-0.06Rate spread (pts)-0.30 pts vs state
$192kMedian applicant income
6Loans originated
0Denied

What Bison State Bank lends in Montana

By loan purpose

Home purchase 5 56% · 0.0% denied
Refinance 1 11% · 0.0% denied
Cash-out refinance 3 33% · 0.0% denied

By loan type

Conventional 9 100% · 0.0% denied

Where in Montana

Counties with the most Bison State Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cascade County 210 0.0%
Lake County 110 0.0%
Yellowstone County 110 0.0%
Madison County 100 0.0%
Gallatin County 100 0.0%
Ravalli County 110 0.0%
Missoula County 110 0.0%
Carbon County 110 0.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 9 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans Bison State Bank originated in Montana in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Bison State Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology