Beeline Loans in Tennessee vs the state
20.7%Denial rate+3.53 pts vs state
56.1%Decision denial rate+34.38 pts vs state
16.2%Origination rate-41.88 pts vs state
6.88%Median rate+0.25 pts vs state
0.61Rate spread (pts)+0.38 pts vs state
$91kMedian applicant income
29Loans originated
37Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 110 | 9 | 34.6% | 8.50% | #279 |
| 2024 | 165 | 14 | 41.2% | 6.93% | #232 |
| 2025 | 179 | 29 | 20.7% | 6.88% | #231 |
What Beeline Loans lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 29 | 11 | 3 | 10.3% |
| Davidson County | 21 | 3 | 3 | 14.3% |
| Sevier County | 14 | 3 | 1 | 7.1% |
| Hamilton County | 13 | 6 | 1 | 7.7% |
| Campbell County | 11 | 0 | 0 | 0.0% |
| Knox County | 9 | 1 | 2 | 22.2% |
| Sumner County | 6 | 0 | 0 | 0.0% |
| Williamson County | 5 | 0 | 2 | 40.0% |
| Sullivan County | 5 | 0 | 1 | 20.0% |
| Blount County | 5 | 0 | 2 | 40.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 179 applications in 2025, of which 29 were originated and 37 denied.
20.7% of all applications, or 56.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Beeline Loans originated in Tennessee in 2025 was 6.88%, against a statewide median of 6.62%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology