Beeline Loans · Missouri · 2025

Beeline Loans in Missouri: approval rate, denial rate and rates (2025)

Beeline Loans took 16 mortgage applications in Missouri in 2025, ranking #458 of 1,023 lenders active in the state. It originated 25.0% of them and denied 50.0% (66.7% of the applications it decided), against a statewide denial rate of 15.1%.

16Applicationsin MO
66.7%Decision denial ratestate 18.7%
7.37%Median ratestate 6.63%
$110,000Median loanstate $175,000
$530kVolume9 counties

Beeline Loans in Missouri vs the state

50.0%Denial rate+34.93 pts vs state
66.7%Decision denial rate+47.97 pts vs state
25.0%Origination rate-37.66 pts vs state
7.37%Median rate+0.75 pts vs state
1.20Rate spread (pts)+0.85 pts vs state
$60kMedian applicant income
4Loans originated
8Denied

What Beeline Loans lends in Missouri

By loan purpose

Home purchase 4 25% · 50.0% denied
Refinance 2 13% · 100.0% denied
Cash-out refinance 8 50% · 25.0% denied
Home improvement 2 13% · 100.0% denied

By loan type

Conventional 16 100% · 50.0% denied

Why it denied Missouri applicants

Collateral 6 75%
Credit history 1 13%
Other 1 13%

Where in Missouri

Counties with the most Beeline Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Louis city 706 85.7%
Phelps County 210 0.0%
Camden County 100 0.0%
Boone County 100 0.0%
St. Charles County 101 100.0%
Jackson County 110 0.0%
Dade County 110 0.0%
St. Louis County 101 100.0%
Greene County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 16 applications in 2025, of which 4 were originated and 8 denied.

50.0% of all applications, or 66.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Beeline Loans originated in Missouri in 2025 was 7.37%, against a statewide median of 6.63%.

About this data. Figures are Beeline Loans's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology