Bayshore Mortgage Funding in Texas vs the state
8.3%Denial rate-11.10 pts vs state
11.8%Decision denial rate-13.14 pts vs state
62.5%Origination rate+7.62 pts vs state
6.50%Median rate0.00 pts vs state
0.53Rate spread (pts)+0.34 pts vs state
$88kMedian applicant income
30Loans originated
4Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 18 | 8.6% | 6.81% | #787 |
| 2024 | 52 | 32 | 13.5% | 6.63% | #682 |
| 2025 | 48 | 30 | 8.3% | 6.50% | #714 |
What Bayshore Mortgage Funding lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Bayshore Mortgage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hidalgo County | 21 | 12 | 2 | 9.5% |
| Harris County | 6 | 3 | 1 | 16.7% |
| Tarrant County | 3 | 1 | 0 | 0.0% |
| Jim Hogg County | 3 | 2 | 0 | 0.0% |
| Hutchinson County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 1 | 1 | 50.0% |
| Tyler County | 2 | 2 | 0 | 0.0% |
| Calhoun County | 1 | 1 | 0 | 0.0% |
| Potter County | 1 | 0 | 0 | 0.0% |
| Cameron County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 48 applications in 2025, of which 30 were originated and 4 denied.
8.3% of all applications, or 11.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Bayshore Mortgage Funding originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Bayshore Mortgage Funding's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology