Bayshore Mortgage Funding in Tennessee vs the state
13.3%Denial rate-3.81 pts vs state
16.7%Decision denial rate-5.01 pts vs state
66.7%Origination rate+8.59 pts vs state
6.81%Median rate+0.19 pts vs state
0.49Rate spread (pts)+0.26 pts vs state
$98kMedian applicant income
10Loans originated
2Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 13 | 11.5% | 6.99% | #482 |
| 2024 | 10 | 7 | 10.0% | 6.50% | #603 |
| 2025 | 15 | 10 | 13.3% | 6.81% | #582 |
What Bayshore Mortgage Funding lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Bayshore Mortgage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 4 | 2 | 0 | 0.0% |
| Sevier County | 3 | 1 | 1 | 33.3% |
| Campbell County | 2 | 2 | 0 | 0.0% |
| Chester County | 1 | 1 | 0 | 0.0% |
| Lawrence County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
| Bedford County | 1 | 1 | 0 | 0.0% |
| Scott County | 1 | 1 | 0 | 0.0% |
| Weakley County | 1 | 0 | 1 | 100.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 15 applications in 2025, of which 10 were originated and 2 denied.
13.3% of all applications, or 16.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Bayshore Mortgage Funding originated in Tennessee in 2025 was 6.81%, against a statewide median of 6.62%.
About this data. Figures are Bayshore Mortgage Funding's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology