Baxter Credit Union in Oklahoma vs the state
9.1%Denial rate-8.83 pts vs state
9.1%Decision denial rate-13.78 pts vs state
63.6%Origination rate+7.54 pts vs state
7.75%Median rate+1.13 pts vs state
1.37Rate spread (pts)+1.02 pts vs state
$87kMedian applicant income
7Loans originated
1Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 8 | 16.7% | 6.69% | #355 |
| 2024 | 16 | 7 | 25.0% | 7.00% | #334 |
| 2025 | 11 | 7 | 9.1% | 7.75% | #398 |
What Baxter Credit Union lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Baxter Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sequoyah County | 2 | 1 | 0 | 0.0% |
| Cherokee County | 1 | 0 | 0 | 0.0% |
| Muskogee County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| McClain County | 1 | 1 | 0 | 0.0% |
| Logan County | 1 | 1 | 0 | 0.0% |
| Canadian County | 1 | 0 | 0 | 0.0% |
| Cleveland County | 1 | 1 | 0 | 0.0% |
| Tulsa County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 11 applications in 2025, of which 7 were originated and 1 denied.
9.1% of all applications, or 9.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Baxter Credit Union originated in Oklahoma in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Baxter Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology