Baxter Credit Union in Nevada vs the state
21.3%Denial rate+3.86 pts vs state
22.4%Decision denial rate+0.19 pts vs state
57.4%Origination rate-0.33 pts vs state
7.50%Median rate+0.88 pts vs state
0.47Rate spread (pts)+0.18 pts vs state
$120kMedian applicant income
35Loans originated
13Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 38 | 25.7% | 8.00% | #154 |
| 2024 | 55 | 30 | 32.7% | 8.25% | #193 |
| 2025 | 61 | 35 | 21.3% | 7.50% | #186 |
What Baxter Credit Union lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Baxter Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 54 | 32 | 12 | 22.2% |
| Washoe County | 6 | 2 | 1 | 16.7% |
| Nye County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 61 applications in 2025, of which 35 were originated and 13 denied.
21.3% of all applications, or 22.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Baxter Credit Union originated in Nevada in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Baxter Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology