Bartlett Mortgage in Tennessee vs the state
1.9%Denial rate-15.29 pts vs state
2.2%Decision denial rate-19.53 pts vs state
77.9%Origination rate+19.78 pts vs state
6.38%Median rate-0.25 pts vs state
0.25Rate spread (pts)+0.02 pts vs state
$103kMedian applicant income
211Loans originated
5Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 241 | 164 | 1.7% | 6.63% | #164 |
| 2024 | 260 | 183 | 1.5% | 6.62% | #168 |
| 2025 | 271 | 211 | 1.9% | 6.38% | #175 |
What Bartlett Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Bartlett Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 225 | 172 | 5 | 2.2% |
| Fayette County | 32 | 27 | 0 | 0.0% |
| Tipton County | 8 | 8 | 0 | 0.0% |
| Haywood County | 2 | 1 | 0 | 0.0% |
| Knox County | 2 | 1 | 0 | 0.0% |
| Humphreys County | 1 | 1 | 0 | 0.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 271 applications in 2025, of which 211 were originated and 5 denied.
1.9% of all applications, or 2.2% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Bartlett Mortgage originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are Bartlett Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology