Barrington Bank & Trust Company · Idaho · 2025

Barrington Bank & Trust Company in Idaho: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 29 mortgage applications in Idaho in 2025, ranking #197 of 595 lenders active in the state. It originated 69.0% of them and denied 3.5% (4.8% of the applications it decided), against a statewide denial rate of 14.5%.

29Applicationsin ID
4.8%Decision denial ratestate 17.5%
6.56%Median ratestate 6.63%
$345,000Median loanstate $265,000
$8.7MVolume11 counties

Barrington Bank & Trust Company in Idaho vs the state

3.5%Denial rate-11.00 pts vs state
4.8%Decision denial rate-12.76 pts vs state
69.0%Origination rate+5.95 pts vs state
6.56%Median rate-0.06 pts vs state
0.25Rate spread (pts)+0.10 pts vs state
$125kMedian applicant income
20Loans originated
1Denied

Trend in Idaho

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023412114.6%6.63%#159
202442287.1%6.25%#151
202529203.5%6.56%#197

What Barrington Bank & Trust Company lends in Idaho

By loan purpose

Home purchase 20 69% · 5.0% denied
Refinance 6 21% · 0.0% denied
Cash-out refinance 3 10% · 0.0% denied

By loan type

Conventional 13 45% · 0.0% denied
FHA 1 3% · 0.0% denied
VA 15 52% · 6.7% denied

Why it denied Idaho applicants

Collateral 1 100%

Where in Idaho

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ada County 10100 0.0%
Canyon County 621 16.7%
Bannock County 310 0.0%
Kootenai County 220 0.0%
Gem County 210 0.0%
Bonneville County 110 0.0%
Blaine County 100 0.0%
Custer County 110 0.0%
Teton County 110 0.0%
Payette County 110 0.0%

Other large lenders in Idaho

LenderGradeApplicationsDenial rateMedian rate
Idaho Central Credit UnionA 15,64416.5%7.00%
Rocket MortgageC 4,39113.3%6.63%
United Shore Financial ServicesB 3,9439.1%6.12%
Premier Mortgage ResourcesB 2,5042.7%6.25%
Mountain America Federal Credit UnionD 2,32337.7%7.24%
Guild MortgageA 2,3203.4%6.50%
U.S. BankD 2,16128.6%7.35%
Loandepot.ComD 1,62214.2%6.50%
Glacier BankD 1,50714.5%6.88%
Pennymac Loan ServicesC 1,29710.8%6.50%

Frequently asked questions

Idaho: 29 applications in 2025, of which 20 were originated and 1 denied.

3.5% of all applications, or 4.8% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.

The median rate on loans Barrington Bank & Trust Company originated in Idaho in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology