Bankorion · Illinois · 2025

Bankorion in Illinois: approval rate, denial rate and rates (2025)

Bankorion took 233 mortgage applications in Illinois in 2025, ranking #228 of 1,150 lenders active in the state. It originated 82.4% of them and denied 6.4% (6.8% of the applications it decided), against a statewide denial rate of 17.1%.

233Applicationsin IL
6.8%Decision denial ratestate 21.7%
Median ratestate 6.75%
$115,000Median loanstate $185,000
$38MVolume10 counties

Bankorion in Illinois vs the state

6.4%Denial rate-10.68 pts vs state
6.8%Decision denial rate-14.89 pts vs state
82.4%Origination rate+23.66 pts vs state
Median rate
Rate spread (pts)
$89kMedian applicant income
192Loans originated
15Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231531287.2%#268
20241851637.0%#239
20252331926.4%#228

What Bankorion lends in Illinois

By loan purpose

Home purchase 148 64% · 4.7% denied
Refinance 37 16% · 13.5% denied
Cash-out refinance 2 1% · 50.0% denied
Home improvement 35 15% · 2.9% denied
Other / HELOC 11 5% · 9.1% denied

By loan type

Conventional 233 100% · 6.4% denied

Where in Illinois

Counties with the most Bankorion applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rock Island County 1621359 5.6%
Henry County 48403 6.3%
Mercer County 1493 21.4%
Cook County 220 0.0%
Bureau County 220 0.0%
Fulton County 100 0.0%
Warren County 110 0.0%
DuPage County 110 0.0%
McLean County 110 0.0%
Peoria County 110 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 233 applications in 2025, of which 192 were originated and 15 denied.

6.4% of all applications, or 6.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bankorion's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology