Bankorion at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
41st6.4% deniedProcesswithdrawn + incomplete share, weight 15%
58th4.1%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 239 | 202 | 6.3% | 6.7% | — | $36M |
| 2024 | 260 | 231 | 5.4% | 5.5% | — | $41M |
| 2025 | 340 | 287 | 6.2% | 6.4% | — | $66M |
What Bankorion lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 189 investment properties.
Who gets approved at Bankorion
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 23 | 13 | 36.4% |
| $50k – $100k | 69 | 56 | 9.2% |
| $100k – $150k | 44 | 36 | 5.0% |
| $150k – $250k | 29 | 26 | 6.9% |
| Over $250k | 21 | 20 | 4.8% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 29 | 25 | 7.1% |
| 35–44 | 40 | 30 | 20.5% |
| 45–54 | 50 | 38 | 8.7% |
| 55–64 | 31 | 22 | 18.5% |
Where Bankorion lends
7 states and 26 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Bankorion denied 6.4% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 41st percentile of investment-property lenders.
In 2025, 64% of its applications were for home purchases, 17% for refinancing (including cash-out), and 19% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.