Bankers' Bank in Indiana vs the state
13.3%Denial rate-3.24 pts vs state
16.2%Decision denial rate-3.92 pts vs state
68.9%Origination rate+6.64 pts vs state
6.88%Median rate+0.13 pts vs state
0.44Rate spread (pts)+0.07 pts vs state
$100kMedian applicant income
31Loans originated
6Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 17 | 14.8% | 7.00% | #397 |
| 2024 | 52 | 33 | 17.3% | 6.88% | #336 |
| 2025 | 45 | 31 | 13.3% | 6.88% | #360 |
What Bankers' Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Bankers' Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 7 | 5 | 1 | 14.3% |
| Rush County | 5 | 3 | 1 | 20.0% |
| Montgomery County | 4 | 4 | 0 | 0.0% |
| Madison County | 4 | 3 | 1 | 25.0% |
| Henry County | 4 | 2 | 1 | 25.0% |
| White County | 3 | 3 | 0 | 0.0% |
| Benton County | 3 | 1 | 1 | 33.3% |
| Hendricks County | 3 | 2 | 0 | 0.0% |
| Johnson County | 2 | 1 | 0 | 0.0% |
| Tippecanoe County | 2 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 45 applications in 2025, of which 31 were originated and 6 denied.
13.3% of all applications, or 16.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Bankers' Bank originated in Indiana in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Bankers' Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology