Bankers' Bank in Illinois vs the state
13.6%Denial rate-3.48 pts vs state
17.0%Decision denial rate-4.70 pts vs state
66.7%Origination rate+7.93 pts vs state
6.63%Median rate-0.13 pts vs state
0.25Rate spread (pts)-0.13 pts vs state
$112kMedian applicant income
88Loans originated
18Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 49 | 13.8% | 6.88% | #372 |
| 2024 | 91 | 55 | 16.5% | 6.63% | #351 |
| 2025 | 132 | 88 | 13.6% | 6.63% | #309 |
What Bankers' Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Bankers' Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Clair County | 34 | 24 | 4 | 11.8% |
| LaSalle County | 13 | 10 | 2 | 15.4% |
| Cook County | 12 | 8 | 1 | 8.3% |
| Madison County | 11 | 7 | 3 | 27.3% |
| Monroe County | 9 | 8 | 0 | 0.0% |
| Logan County | 6 | 4 | 1 | 16.7% |
| Stephenson County | 6 | 3 | 1 | 16.7% |
| Will County | 6 | 4 | 1 | 16.7% |
| DeKalb County | 6 | 5 | 1 | 16.7% |
| Carroll County | 4 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 132 applications in 2025, of which 88 were originated and 18 denied.
13.6% of all applications, or 17.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Bankers' Bank originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Bankers' Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology