Bank of Commerce in Oklahoma vs the state
15.6%Denial rate-2.34 pts vs state
22.2%Decision denial rate-0.65 pts vs state
54.6%Origination rate-1.55 pts vs state
—Median rate
—Rate spread (pts)
$77kMedian applicant income
42Loans originated
12Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 45 | 9.1% | — | #202 |
| 2024 | 65 | 45 | 4.6% | — | #219 |
| 2025 | 77 | 42 | 15.6% | — | #220 |
What Bank of Commerce lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most Bank of Commerce applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mayes County | 43 | 23 | 7 | 16.3% |
| Rogers County | 17 | 8 | 4 | 23.5% |
| Tulsa County | 5 | 4 | 0 | 0.0% |
| Muskogee County | 4 | 4 | 0 | 0.0% |
| Wagoner County | 3 | 1 | 1 | 33.3% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Craig County | 1 | 1 | 0 | 0.0% |
| Nowata County | 1 | 0 | 0 | 0.0% |
| Pittsburg County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 77 applications in 2025, of which 42 were originated and 12 denied.
15.6% of all applications, or 22.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Commerce's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology