Bank of Bartlett in Tennessee vs the state
39.4%Denial rate+22.21 pts vs state
41.0%Decision denial rate+19.31 pts vs state
46.0%Origination rate-12.07 pts vs state
6.93%Median rate+0.31 pts vs state
-1.10Rate spread (pts)-1.33 pts vs state
$101kMedian applicant income
242Loans originated
207Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 812 | 466 | 21.7% | — | #74 |
| 2024 | 700 | 380 | 28.0% | — | #83 |
| 2025 | 526 | 242 | 39.4% | 6.93% | #109 |
What Bank of Bartlett lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Bank of Bartlett applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 471 | 206 | 191 | 40.6% |
| Fayette County | 35 | 23 | 10 | 28.6% |
| Tipton County | 12 | 7 | 4 | 33.3% |
| Hardin County | 2 | 1 | 1 | 50.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| McNairy County | 1 | 1 | 0 | 0.0% |
| Davidson County | 1 | 1 | 0 | 0.0% |
| Henry County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 526 applications in 2025, of which 242 were originated and 207 denied.
39.4% of all applications, or 41.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Bank of Bartlett originated in Tennessee in 2025 was 6.93%, against a statewide median of 6.62%.
About this data. Figures are Bank of Bartlett's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology