Bank of Bartlett in Mississippi vs the state
41.5%Denial rate+18.62 pts vs state
45.0%Decision denial rate+16.55 pts vs state
40.0%Origination rate-12.87 pts vs state
7.00%Median rate+0.25 pts vs state
-0.02Rate spread (pts)-0.35 pts vs state
$106kMedian applicant income
26Loans originated
27Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 45 | 19.0% | — | #124 |
| 2024 | 67 | 24 | 47.8% | — | #141 |
| 2025 | 65 | 26 | 41.5% | 7.00% | #155 |
What Bank of Bartlett lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Bank of Bartlett applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 50 | 21 | 20 | 40.0% |
| Marshall County | 6 | 2 | 3 | 50.0% |
| Oktibbeha County | 3 | 1 | 1 | 33.3% |
| Lee County | 2 | 0 | 1 | 50.0% |
| Lafayette County | 2 | 1 | 1 | 50.0% |
| Panola County | 1 | 0 | 1 | 100.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 65 applications in 2025, of which 26 were originated and 27 denied.
41.5% of all applications, or 45.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Bank of Bartlett originated in Mississippi in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Bank of Bartlett's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology