Bangor Savings Bank in Massachusetts vs the state
16.5%Denial rate+0.27 pts vs state
19.8%Decision denial rate-0.13 pts vs state
66.3%Origination rate+3.70 pts vs state
7.00%Median rate+0.38 pts vs state
0.09Rate spread (pts)0.00 pts vs state
$182kMedian applicant income
181Loans originated
45Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 181 | 116 | 14.9% | 6.75% | #163 |
| 2024 | 160 | 104 | 20.6% | 7.50% | #173 |
| 2025 | 273 | 181 | 16.5% | 7.00% | #128 |
What Bangor Savings Bank lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Bangor Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Essex County | 109 | 68 | 19 | 17.4% |
| Middlesex County | 83 | 58 | 12 | 14.5% |
| Worcester County | 17 | 9 | 5 | 29.4% |
| Norfolk County | 17 | 13 | 2 | 11.8% |
| Plymouth County | 13 | 6 | 4 | 30.8% |
| Bristol County | 9 | 8 | 0 | 0.0% |
| Suffolk County | 9 | 8 | 1 | 11.1% |
| Barnstable County | 5 | 3 | 1 | 20.0% |
| Hampden County | 4 | 3 | 1 | 25.0% |
| Nantucket County | 3 | 3 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 273 applications in 2025, of which 181 were originated and 45 denied.
16.5% of all applications, or 19.8% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Bangor Savings Bank originated in Massachusetts in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Bangor Savings Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology