Availa Bank in Iowa vs the state
5.2%Denial rate-7.64 pts vs state
5.7%Decision denial rate-9.63 pts vs state
84.4%Origination rate+15.89 pts vs state
—Median rate
—Rate spread (pts)
$96kMedian applicant income
291Loans originated
18Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 313 | 272 | 6.4% | — | #59 |
| 2024 | 249 | 217 | 4.0% | — | #81 |
| 2025 | 345 | 291 | 5.2% | — | #65 |
What Availa Bank lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Availa Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pottawattamie County | 75 | 67 | 6 | 8.0% |
| Webster County | 61 | 54 | 4 | 6.6% |
| Woodbury County | 52 | 45 | 0 | 0.0% |
| Polk County | 37 | 24 | 1 | 2.7% |
| Hamilton County | 29 | 24 | 2 | 6.9% |
| Story County | 17 | 14 | 1 | 5.9% |
| Boone County | 9 | 7 | 1 | 11.1% |
| Carroll County | 8 | 8 | 0 | 0.0% |
| Wright County | 8 | 8 | 0 | 0.0% |
| Marshall County | 7 | 7 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 345 applications in 2025, of which 291 were originated and 18 denied.
5.2% of all applications, or 5.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Availa Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology