Aurgroup Financial Credit Union in Ohio vs the state
9.9%Denial rate-7.81 pts vs state
10.8%Decision denial rate-11.08 pts vs state
81.5%Origination rate+21.58 pts vs state
7.25%Median rate+0.38 pts vs state
1.08Rate spread (pts)+0.70 pts vs state
$104kMedian applicant income
132Loans originated
16Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 221 | 181 | 8.6% | 6.49% | #205 |
| 2024 | 187 | 159 | 3.2% | 7.00% | #227 |
| 2025 | 162 | 132 | 9.9% | 7.25% | #264 |
What Aurgroup Financial Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Aurgroup Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Butler County | 124 | 102 | 11 | 8.9% |
| Hamilton County | 18 | 14 | 3 | 16.7% |
| Warren County | 11 | 9 | 1 | 9.1% |
| Preble County | 4 | 3 | 1 | 25.0% |
| Clermont County | 3 | 3 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Trumbull County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 162 applications in 2025, of which 132 were originated and 16 denied.
9.9% of all applications, or 10.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Aurgroup Financial Credit Union originated in Ohio in 2025 was 7.25%, against a statewide median of 6.88%.
About this data. Figures are Aurgroup Financial Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology