Atlanta Postal in Ohio vs the state
58.3%Denial rate+40.64 pts vs state
77.8%Decision denial rate+55.89 pts vs state
16.7%Origination rate-43.23 pts vs state
8.25%Median rate+1.38 pts vs state
1.10Rate spread (pts)+0.71 pts vs state
$80kMedian applicant income
2Loans originated
7Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 2 | 50.0% | 8.50% | #679 |
| 2025 | 12 | 2 | 58.3% | 8.25% | #591 |
What Atlanta Postal lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sandusky County | 2 | 0 | 1 | 50.0% |
| Muskingum County | 1 | 0 | 1 | 100.0% |
| Lucas County | 1 | 0 | 0 | 0.0% |
| Hamilton County | 1 | 0 | 1 | 100.0% |
| Stark County | 1 | 0 | 1 | 100.0% |
| Wayne County | 1 | 1 | 0 | 0.0% |
| Cuyahoga County | 1 | 0 | 1 | 100.0% |
| Portage County | 1 | 1 | 0 | 0.0% |
| Wyandot County | 1 | 0 | 0 | 0.0% |
| Highland County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 12 applications in 2025, of which 2 were originated and 7 denied.
58.3% of all applications, or 77.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Atlanta Postal originated in Ohio in 2025 was 8.25%, against a statewide median of 6.88%.
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology