Artisans' Bank · Pennsylvania · 2025

Artisans' Bank in Pennsylvania: approval rate, denial rate and rates (2025)

Artisans' Bank took 9 mortgage applications in Pennsylvania in 2025, ranking #706 of 1,114 lenders active in the state. It originated 77.8% of them and denied 11.1% (11.1% of the applications it decided), against a statewide denial rate of 18.3%.

9Applicationsin PA
11.1%Decision denial ratestate 22.2%
Median ratestate 6.63%
$345,000Median loanstate $155,000
$4.3MVolume2 counties

Artisans' Bank in Pennsylvania vs the state

11.1%Denial rate-7.18 pts vs state
11.1%Decision denial rate-11.10 pts vs state
77.8%Origination rate+16.82 pts vs state
Median rate
Rate spread (pts)
$209kMedian applicant income
7Loans originated
1Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
202311818.2%#701
2024970.0%#708
20259711.1%#706

What Artisans' Bank lends in Pennsylvania

By loan purpose

Home purchase 5 56% · 0.0% denied
Refinance 2 22% · 0.0% denied
Home improvement 2 22% · 50.0% denied

By loan type

Conventional 9 100% · 11.1% denied

Where in Pennsylvania

Counties with the most Artisans' Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Delaware County 541 20.0%
Chester County 430 0.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 9 applications in 2025, of which 7 were originated and 1 denied.

11.1% of all applications, or 11.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Artisans' Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology