Artisans' Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
58th7.9% deniedProcesswithdrawn + incomplete share, weight 15%
80th4.5%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 159 | 134 | 5.7% | 6.0% | — | $30M |
| 2024 | 110 | 93 | 4.6% | 4.9% | — | $26M |
| 2025 | 133 | 111 | 7.5% | 7.9% | — | $36M |
What Artisans' Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 2 manufactured homes, 30 investment properties.
Who gets approved at Artisans' Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 20 | 15 | 11.8% |
| $100k – $150k | 34 | 29 | 11.8% |
| $150k – $250k | 21 | 20 | 0.0% |
| Over $250k | 22 | 19 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 35–44 | 21 | 20 | 4.8% |
| 45–54 | 21 | 15 | 15.8% |
| 55–64 | 37 | 32 | 5.9% |
Where Artisans' Bank lends
3 states and 8 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Delaware | 121 | 101 | 7.4% | — | #73 |
| Pennsylvania | 9 | 7 | 11.1% | — | #706 |
Frequently asked questions
Artisans' Bank denied 7.9% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 58th percentile of small mortgage lenders.
In 2025, 43% of its applications were for home purchases, 24% for refinancing (including cash-out), and 33% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.