Armed Forces Bank in Montana vs the state
20.0%Denial rate+5.18 pts vs state
40.0%Decision denial rate+21.30 pts vs state
30.0%Origination rate-31.98 pts vs state
5.75%Median rate-0.88 pts vs state
-0.90Rate spread (pts)-1.14 pts vs state
$127kMedian applicant income
3Loans originated
2Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 14 | 7 | 14.3% | 6.25% | #148 |
| 2025 | 10 | 3 | 20.0% | 5.75% | #177 |
What Armed Forces Bank lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gallatin County | 3 | 2 | 1 | 33.3% |
| Wheatland County | 2 | 0 | 0 | 0.0% |
| Sanders County | 1 | 0 | 0 | 0.0% |
| Flathead County | 1 | 0 | 1 | 100.0% |
| Missoula County | 1 | 0 | 0 | 0.0% |
| Ravalli County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 10 applications in 2025, of which 3 were originated and 2 denied.
20.0% of all applications, or 40.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Armed Forces Bank originated in Montana in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology