Armed Forces Bank in Missouri vs the state
17.1%Denial rate+2.02 pts vs state
22.0%Decision denial rate+3.28 pts vs state
60.7%Origination rate-1.98 pts vs state
6.25%Median rate-0.38 pts vs state
-0.13Rate spread (pts)-0.48 pts vs state
$120kMedian applicant income
71Loans originated
20Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 42 | 8.9% | 6.50% | #265 |
| 2024 | 152 | 101 | 7.9% | 6.63% | #201 |
| 2025 | 117 | 71 | 17.1% | 6.25% | #252 |
What Armed Forces Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 30 | 17 | 5 | 16.7% |
| Clay County | 19 | 7 | 5 | 26.3% |
| Cass County | 13 | 11 | 2 | 15.4% |
| St. Louis County | 7 | 7 | 0 | 0.0% |
| Pulaski County | 6 | 3 | 0 | 0.0% |
| Platte County | 6 | 5 | 1 | 16.7% |
| Jefferson County | 3 | 2 | 0 | 0.0% |
| Camden County | 3 | 2 | 0 | 0.0% |
| Johnson County | 3 | 3 | 0 | 0.0% |
| Boone County | 2 | 2 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 117 applications in 2025, of which 71 were originated and 20 denied.
17.1% of all applications, or 22.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Armed Forces Bank originated in Missouri in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology