Armed Forces Bank in Kansas vs the state
5.8%Denial rate-9.20 pts vs state
7.4%Decision denial rate-10.91 pts vs state
73.3%Origination rate+9.51 pts vs state
6.38%Median rate-0.25 pts vs state
0.01Rate spread (pts)-0.29 pts vs state
$114kMedian applicant income
88Loans originated
7Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 116 | 74 | 14.7% | 6.63% | #131 |
| 2024 | 134 | 93 | 10.5% | 6.50% | #128 |
| 2025 | 120 | 88 | 5.8% | 6.38% | #148 |
What Armed Forces Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 35 | 25 | 4 | 11.4% |
| Leavenworth County | 24 | 19 | 1 | 4.2% |
| Geary County | 18 | 13 | 0 | 0.0% |
| Wyandotte County | 8 | 6 | 0 | 0.0% |
| Sedgwick County | 7 | 4 | 2 | 28.6% |
| Riley County | 7 | 5 | 0 | 0.0% |
| Butler County | 3 | 1 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| McPherson County | 2 | 1 | 0 | 0.0% |
| Pottawatomie County | 2 | 2 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 120 applications in 2025, of which 88 were originated and 7 denied.
5.8% of all applications, or 7.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Armed Forces Bank originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology