Armed Forces Bank in Georgia vs the state
19.1%Denial rate-0.17 pts vs state
26.3%Decision denial rate+1.25 pts vs state
52.4%Origination rate-1.71 pts vs state
6.25%Median rate-0.38 pts vs state
-0.31Rate spread (pts)-0.58 pts vs state
$128kMedian applicant income
55Loans originated
20Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 32 | 9.3% | 6.31% | #407 |
| 2024 | 81 | 41 | 16.1% | 6.25% | #364 |
| 2025 | 105 | 55 | 19.1% | 6.25% | #328 |
What Armed Forces Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cobb County | 11 | 4 | 3 | 27.3% |
| Paulding County | 8 | 3 | 3 | 37.5% |
| Chatham County | 7 | 5 | 1 | 14.3% |
| Muscogee County | 7 | 6 | 0 | 0.0% |
| Cherokee County | 6 | 3 | 1 | 16.7% |
| Lowndes County | 4 | 4 | 0 | 0.0% |
| Fulton County | 4 | 1 | 1 | 25.0% |
| Long County | 4 | 4 | 0 | 0.0% |
| Gwinnett County | 3 | 3 | 0 | 0.0% |
| Bryan County | 3 | 3 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 105 applications in 2025, of which 55 were originated and 20 denied.
19.1% of all applications, or 26.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Armed Forces Bank originated in Georgia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology