Ark-La-Tex Financial Services, LLC. in Oregon vs the state
1.4%Denial rate-13.92 pts vs state
1.6%Decision denial rate-17.57 pts vs state
84.7%Origination rate+24.10 pts vs state
6.38%Median rate-0.38 pts vs state
0.10Rate spread (pts)-0.18 pts vs state
$123kMedian applicant income
61Loans originated
1Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 185 | 131 | 4.9% | 6.75% | #110 |
| 2024 | 204 | 135 | 2.5% | 6.75% | #103 |
| 2025 | 72 | 61 | 1.4% | 6.38% | #193 |
What Ark-La-Tex Financial Services, LLC. lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 14 | 11 | 1 | 7.1% |
| Washington County | 11 | 9 | 0 | 0.0% |
| Marion County | 8 | 7 | 0 | 0.0% |
| Clackamas County | 8 | 8 | 0 | 0.0% |
| Deschutes County | 7 | 7 | 0 | 0.0% |
| Lane County | 7 | 6 | 0 | 0.0% |
| Jackson County | 4 | 2 | 0 | 0.0% |
| Douglas County | 4 | 2 | 0 | 0.0% |
| Yamhill County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 72 applications in 2025, of which 61 were originated and 1 denied.
1.4% of all applications, or 1.6% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Oregon in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology