Ark-La-Tex Financial Services, LLC. in Montana vs the state
6.1%Denial rate-8.70 pts vs state
6.8%Decision denial rate-11.88 pts vs state
83.7%Origination rate+21.69 pts vs state
6.38%Median rate-0.25 pts vs state
-0.08Rate spread (pts)-0.32 pts vs state
$110kMedian applicant income
41Loans originated
3Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 11 | 0.0% | 6.38% | #110 |
| 2024 | 49 | 32 | 6.1% | 6.50% | #87 |
| 2025 | 49 | 41 | 6.1% | 6.38% | #101 |
What Ark-La-Tex Financial Services, LLC. lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lincoln County | 9 | 8 | 0 | 0.0% |
| Yellowstone County | 7 | 6 | 1 | 14.3% |
| Gallatin County | 6 | 4 | 1 | 16.7% |
| Ravalli County | 5 | 5 | 0 | 0.0% |
| Flathead County | 5 | 5 | 0 | 0.0% |
| Cascade County | 2 | 2 | 0 | 0.0% |
| Missoula County | 2 | 1 | 1 | 50.0% |
| Lake County | 2 | 2 | 0 | 0.0% |
| Carbon County | 2 | 2 | 0 | 0.0% |
| Pondera County | 2 | 2 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 49 applications in 2025, of which 41 were originated and 3 denied.
6.1% of all applications, or 6.8% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Montana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology