Arbor Bank · Colorado · 2025

Arbor Bank in Colorado: approval rate, denial rate and rates (2025)

Arbor Bank took 7 mortgage applications in Colorado in 2025, ranking #559 of 1,114 lenders active in the state. It originated 85.7% of them and denied 14.3% (14.3% of the applications it decided), against a statewide denial rate of 15.6%.

7Applicationsin CO
14.3%Decision denial ratestate 19.7%
Median ratestate 6.63%
$565,000Median loanstate $325,000
$4.7MVolume6 counties

Arbor Bank in Colorado vs the state

14.3%Denial rate-1.34 pts vs state
14.3%Decision denial rate-5.37 pts vs state
85.7%Origination rate+25.69 pts vs state
Median rate
Rate spread (pts)
$136kMedian applicant income
6Loans originated
1Denied

What Arbor Bank lends in Colorado

By loan purpose

Home purchase 4 57% · 25.0% denied
Refinance 3 43% · 0.0% denied

By loan type

Conventional 7 100% · 14.3% denied

Where in Colorado

Counties with the most Arbor Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 220 0.0%
Adams County 110 0.0%
Routt County 110 0.0%
Eagle County 110 0.0%
Archuleta County 101 100.0%
Denver County 110 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 7 applications in 2025, of which 6 were originated and 1 denied.

14.3% of all applications, or 14.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Arbor Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology