Apex Bank in Tennessee vs the state
18.5%Denial rate+1.32 pts vs state
19.8%Decision denial rate-1.85 pts vs state
73.1%Origination rate+15.00 pts vs state
—Median rate
—Rate spread (pts)
$68kMedian applicant income
95Loans originated
24Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 209 | 160 | 8.6% | — | #185 |
| 2024 | 189 | 134 | 9.0% | — | #211 |
| 2025 | 130 | 95 | 18.5% | — | #280 |
What Apex Bank lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Apex Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 27 | 19 | 8 | 29.6% |
| Knox County | 27 | 20 | 3 | 11.1% |
| Humphreys County | 11 | 8 | 2 | 18.2% |
| Benton County | 10 | 5 | 4 | 40.0% |
| Davidson County | 8 | 8 | 0 | 0.0% |
| Hickman County | 7 | 5 | 2 | 28.6% |
| Hamblen County | 5 | 4 | 0 | 0.0% |
| Marshall County | 4 | 4 | 0 | 0.0% |
| Sevier County | 4 | 2 | 0 | 0.0% |
| Hawkins County | 4 | 1 | 3 | 75.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 130 applications in 2025, of which 95 were originated and 24 denied.
18.5% of all applications, or 19.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Apex Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology