Angel Oak Mortgage Solutions in Tennessee vs the state
9.7%Denial rate-7.44 pts vs state
14.0%Decision denial rate-7.64 pts vs state
58.8%Origination rate+0.71 pts vs state
7.37%Median rate+0.75 pts vs state
0.97Rate spread (pts)+0.74 pts vs state
$283kMedian applicant income
97Loans originated
16Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 123 | 44 | 28.5% | 8.38% | #260 |
| 2024 | 125 | 78 | 14.4% | 7.50% | #269 |
| 2025 | 165 | 97 | 9.7% | 7.37% | #240 |
What Angel Oak Mortgage Solutions lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 31 | 16 | 2 | 6.5% |
| Davidson County | 28 | 11 | 3 | 10.7% |
| Hamilton County | 15 | 10 | 0 | 0.0% |
| Sevier County | 12 | 10 | 1 | 8.3% |
| Williamson County | 12 | 6 | 1 | 8.3% |
| Knox County | 11 | 7 | 2 | 18.2% |
| Rutherford County | 7 | 5 | 1 | 14.3% |
| Blount County | 5 | 4 | 0 | 0.0% |
| Coffee County | 4 | 2 | 0 | 0.0% |
| Sumner County | 4 | 3 | 1 | 25.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 165 applications in 2025, of which 97 were originated and 16 denied.
9.7% of all applications, or 14.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Angel Oak Mortgage Solutions originated in Tennessee in 2025 was 7.37%, against a statewide median of 6.62%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology