Angel Oak Mortgage Solutions in Oregon vs the state
16.4%Denial rate+1.11 pts vs state
22.9%Decision denial rate+3.76 pts vs state
53.7%Origination rate-6.89 pts vs state
7.56%Median rate+0.81 pts vs state
1.84Rate spread (pts)+1.56 pts vs state
$273kMedian applicant income
36Loans originated
11Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 33 | 10.4% | 8.50% | #203 |
| 2024 | 43 | 25 | 14.0% | 8.13% | #217 |
| 2025 | 67 | 36 | 16.4% | 7.56% | #198 |
What Angel Oak Mortgage Solutions lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 12 | 5 | 4 | 33.3% |
| Jackson County | 10 | 4 | 1 | 10.0% |
| Deschutes County | 9 | 7 | 1 | 11.1% |
| Clackamas County | 8 | 6 | 0 | 0.0% |
| Washington County | 6 | 2 | 1 | 16.7% |
| Lane County | 6 | 4 | 1 | 16.7% |
| Marion County | 4 | 2 | 0 | 0.0% |
| Tillamook County | 2 | 0 | 2 | 100.0% |
| Klamath County | 2 | 1 | 0 | 0.0% |
| Coos County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 67 applications in 2025, of which 36 were originated and 11 denied.
16.4% of all applications, or 22.9% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Angel Oak Mortgage Solutions originated in Oregon in 2025 was 7.56%, against a statewide median of 6.75%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology