Angel Oak Mortgage Solutions in Montana vs the state
20.0%Denial rate+5.18 pts vs state
27.3%Decision denial rate+8.57 pts vs state
53.3%Origination rate-8.65 pts vs state
9.44%Median rate+2.81 pts vs state
2.71Rate spread (pts)+2.47 pts vs state
$429kMedian applicant income
8Loans originated
3Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 5 | 14.3% | 8.75% | #137 |
| 2024 | 13 | 9 | 7.7% | 7.63% | #151 |
| 2025 | 15 | 8 | 20.0% | 9.44% | #156 |
What Angel Oak Mortgage Solutions lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Flathead County | 5 | 2 | 0 | 0.0% |
| Cascade County | 3 | 1 | 2 | 66.7% |
| Yellowstone County | 2 | 2 | 0 | 0.0% |
| Silver Bow County | 1 | 1 | 0 | 0.0% |
| Gallatin County | 1 | 0 | 1 | 100.0% |
| Park County | 1 | 0 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Missoula County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 15 applications in 2025, of which 8 were originated and 3 denied.
20.0% of all applications, or 27.3% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Angel Oak Mortgage Solutions originated in Montana in 2025 was 9.44%, against a statewide median of 6.63%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology