Angel Oak Mortgage Solutions in Mississippi vs the state
11.8%Denial rate-11.16 pts vs state
13.3%Decision denial rate-15.12 pts vs state
70.6%Origination rate+17.72 pts vs state
7.44%Median rate+0.69 pts vs state
1.23Rate spread (pts)+0.90 pts vs state
$200kMedian applicant income
12Loans originated
2Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 19 | 20.0% | 8.38% | #183 |
| 2024 | 33 | 20 | 18.2% | 7.81% | #190 |
| 2025 | 17 | 12 | 11.8% | 7.44% | #253 |
What Angel Oak Mortgage Solutions lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 3 | 2 | 0 | 0.0% |
| Hancock County | 2 | 0 | 1 | 50.0% |
| DeSoto County | 2 | 2 | 0 | 0.0% |
| Jackson County | 2 | 2 | 0 | 0.0% |
| Adams County | 1 | 0 | 1 | 100.0% |
| Tishomingo County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Simpson County | 1 | 1 | 0 | 0.0% |
| Smith County | 1 | 1 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 17 applications in 2025, of which 12 were originated and 2 denied.
11.8% of all applications, or 13.3% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Angel Oak Mortgage Solutions originated in Mississippi in 2025 was 7.44%, against a statewide median of 6.75%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology