Angel Oak Mortgage Solutions in Illinois vs the state
9.2%Denial rate-7.91 pts vs state
12.1%Decision denial rate-9.61 pts vs state
64.5%Origination rate+5.73 pts vs state
7.87%Median rate+1.12 pts vs state
1.94Rate spread (pts)+1.56 pts vs state
$234kMedian applicant income
98Loans originated
14Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 111 | 45 | 22.5% | 8.63% | #319 |
| 2024 | 134 | 90 | 14.9% | 8.00% | #285 |
| 2025 | 152 | 98 | 9.2% | 7.87% | #293 |
What Angel Oak Mortgage Solutions lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 87 | 59 | 8 | 9.2% |
| Lake County | 17 | 9 | 1 | 5.9% |
| Will County | 12 | 6 | 2 | 16.7% |
| Kane County | 8 | 6 | 0 | 0.0% |
| DuPage County | 8 | 6 | 0 | 0.0% |
| Winnebago County | 3 | 3 | 0 | 0.0% |
| Kendall County | 3 | 1 | 0 | 0.0% |
| McHenry County | 3 | 2 | 1 | 33.3% |
| LaSalle County | 2 | 2 | 0 | 0.0% |
| Peoria County | 2 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 152 applications in 2025, of which 98 were originated and 14 denied.
9.2% of all applications, or 12.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Angel Oak Mortgage Solutions originated in Illinois in 2025 was 7.87%, against a statewide median of 6.75%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology