Angel Oak Mortgage Solutions in Arkansas vs the state
15.2%Denial rate-2.97 pts vs state
22.6%Decision denial rate-0.55 pts vs state
52.2%Origination rate-4.66 pts vs state
7.44%Median rate+0.81 pts vs state
0.98Rate spread (pts)+0.64 pts vs state
$181kMedian applicant income
24Loans originated
7Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 10 | 16.7% | 8.25% | #278 |
| 2024 | 29 | 19 | 10.3% | 8.00% | #240 |
| 2025 | 46 | 24 | 15.2% | 7.44% | #211 |
What Angel Oak Mortgage Solutions lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 11 | 6 | 2 | 18.2% |
| Pulaski County | 8 | 4 | 2 | 25.0% |
| Washington County | 6 | 3 | 0 | 0.0% |
| Garland County | 5 | 2 | 1 | 20.0% |
| Saline County | 3 | 2 | 0 | 0.0% |
| Sebastian County | 3 | 2 | 0 | 0.0% |
| Lonoke County | 2 | 2 | 0 | 0.0% |
| Pope County | 2 | 1 | 0 | 0.0% |
| Carroll County | 1 | 0 | 1 | 100.0% |
| Van Buren County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 46 applications in 2025, of which 24 were originated and 7 denied.
15.2% of all applications, or 22.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Angel Oak Mortgage Solutions originated in Arkansas in 2025 was 7.44%, against a statewide median of 6.63%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology