AMWEST Funding in Tennessee vs the state
2.3%Denial rate-14.85 pts vs state
3.2%Decision denial rate-18.48 pts vs state
69.1%Origination rate+11.06 pts vs state
6.88%Median rate+0.25 pts vs state
0.64Rate spread (pts)+0.41 pts vs state
$179kMedian applicant income
121Loans originated
4Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 112 | 55 | 6.3% | 8.25% | #274 |
| 2024 | 155 | 86 | 4.5% | 7.56% | #240 |
| 2025 | 175 | 121 | 2.3% | 6.88% | #234 |
What AMWEST Funding lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 65 | 46 | 1 | 1.5% |
| Davidson County | 19 | 11 | 0 | 0.0% |
| Williamson County | 14 | 10 | 1 | 7.1% |
| Sullivan County | 13 | 8 | 0 | 0.0% |
| Madison County | 8 | 7 | 0 | 0.0% |
| Knox County | 8 | 7 | 0 | 0.0% |
| Washington County | 7 | 6 | 0 | 0.0% |
| Montgomery County | 6 | 5 | 0 | 0.0% |
| Coffee County | 4 | 2 | 0 | 0.0% |
| Blount County | 3 | 3 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 175 applications in 2025, of which 121 were originated and 4 denied.
2.3% of all applications, or 3.2% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans AMWEST Funding originated in Tennessee in 2025 was 6.88%, against a statewide median of 6.62%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology