AMWEST Funding in Illinois vs the state
4.7%Denial rate-12.47 pts vs state
6.6%Decision denial rate-15.04 pts vs state
65.1%Origination rate+6.38 pts vs state
7.00%Median rate+0.25 pts vs state
0.74Rate spread (pts)+0.36 pts vs state
$122kMedian applicant income
224Loans originated
16Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 206 | 109 | 10.7% | 8.63% | #217 |
| 2024 | 253 | 153 | 8.3% | 7.63% | #199 |
| 2025 | 344 | 224 | 4.7% | 7.00% | #176 |
What AMWEST Funding lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 208 | 127 | 12 | 5.8% |
| DuPage County | 32 | 23 | 0 | 0.0% |
| Lake County | 22 | 20 | 1 | 4.5% |
| Will County | 21 | 15 | 0 | 0.0% |
| McHenry County | 13 | 11 | 0 | 0.0% |
| Kane County | 10 | 9 | 0 | 0.0% |
| Kendall County | 8 | 6 | 0 | 0.0% |
| Winnebago County | 6 | 2 | 0 | 0.0% |
| McLean County | 5 | 4 | 0 | 0.0% |
| Sangamon County | 3 | 1 | 1 | 33.3% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 344 applications in 2025, of which 224 were originated and 16 denied.
4.7% of all applications, or 6.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans AMWEST Funding originated in Illinois in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology