AmeriSave Mortgage in Oregon vs the state
62.3%Denial rate+47.02 pts vs state
71.3%Decision denial rate+52.14 pts vs state
24.4%Origination rate-36.22 pts vs state
8.63%Median rate+1.88 pts vs state
2.80Rate spread (pts)+2.52 pts vs state
$73kMedian applicant income
287Loans originated
733Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,098 | 178 | 22.3% | 5.99% | #28 |
| 2024 | 1,292 | 200 | 71.7% | 9.50% | #28 |
| 2025 | 1,176 | 287 | 62.3% | 8.63% | #34 |
What AmeriSave Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 124 | 23 | 87 | 70.2% |
| Clackamas County | 107 | 34 | 62 | 57.9% |
| Lane County | 101 | 30 | 52 | 51.5% |
| Marion County | 91 | 29 | 49 | 53.8% |
| Washington County | 88 | 25 | 54 | 61.4% |
| Jackson County | 85 | 19 | 53 | 62.4% |
| Douglas County | 67 | 11 | 51 | 76.1% |
| Deschutes County | 65 | 17 | 35 | 53.8% |
| Linn County | 46 | 10 | 27 | 58.7% |
| Klamath County | 42 | 9 | 25 | 59.5% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 1,176 applications in 2025, of which 287 were originated and 733 denied.
62.3% of all applications, or 71.3% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans AmeriSave Mortgage originated in Oregon in 2025 was 8.63%, against a statewide median of 6.75%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology