Amerihome Mortgage Company · Montana · 2025

Amerihome Mortgage Company in Montana: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 29 mortgage applications in Montana in 2025, ranking #122 of 553 lenders active in the state. It originated 44.8% of them and denied 20.7% (31.6% of the applications it decided), against a statewide denial rate of 14.8%.

29Applicationsin MT
31.6%Decision denial ratestate 18.7%
6.13%Median ratestate 6.63%
$315,000Median loanstate $275,000
$4.2MVolume9 counties

Amerihome Mortgage Company in Montana vs the state

20.7%Denial rate+5.87 pts vs state
31.6%Decision denial rate+12.88 pts vs state
44.8%Origination rate-17.15 pts vs state
6.13%Median rate-0.50 pts vs state
0.19Rate spread (pts)-0.05 pts vs state
$102kMedian applicant income
13Loans originated
6Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202310410.0%6.56%#156
202427914.8%6.13%#111
2025291320.7%6.13%#122

What Amerihome Mortgage Company lends in Montana

By loan purpose

Home purchase 1 3% · 0.0% denied
Refinance 24 83% · 8.3% denied
Cash-out refinance 4 14% · 100.0% denied

By loan type

Conventional 4 14% · 25.0% denied
FHA 21 72% · 19.1% denied
VA 4 14% · 25.0% denied

Why it denied Montana applicants

Debt-to-income ratio 2 33%
Credit history 2 33%
Collateral 1 17%
Unverifiable information 1 17%

Where in Montana

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Yellowstone County 851 12.5%
Cascade County 411 25.0%
Silver Bow County 420 0.0%
Lewis and Clark County 321 33.3%
Jefferson County 310 0.0%
Mineral County 220 0.0%
Flathead County 202 100.0%
Gallatin County 200 0.0%
Stillwater County 101 100.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 29 applications in 2025, of which 13 were originated and 6 denied.

20.7% of all applications, or 31.6% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans Amerihome Mortgage Company originated in Montana in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology