Amerihome Mortgage Company in Illinois vs the state
9.9%Denial rate-7.19 pts vs state
12.6%Decision denial rate-9.04 pts vs state
67.0%Origination rate+8.22 pts vs state
6.63%Median rate-0.13 pts vs state
0.32Rate spread (pts)-0.06 pts vs state
$118kMedian applicant income
452Loans originated
67Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 350 | 235 | 10.6% | 6.88% | #147 |
| 2024 | 494 | 345 | 11.1% | 6.99% | #121 |
| 2025 | 675 | 452 | 9.9% | 6.63% | #106 |
What Amerihome Mortgage Company lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Amerihome Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 280 | 173 | 37 | 13.2% |
| Will County | 93 | 64 | 6 | 6.5% |
| DuPage County | 83 | 65 | 6 | 7.2% |
| Lake County | 54 | 42 | 4 | 7.4% |
| Kane County | 34 | 30 | 2 | 5.9% |
| McHenry County | 26 | 20 | 3 | 11.5% |
| Kankakee County | 14 | 11 | 1 | 7.1% |
| Kendall County | 13 | 7 | 0 | 0.0% |
| Winnebago County | 5 | 4 | 0 | 0.0% |
| DeKalb County | 5 | 4 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 675 applications in 2025, of which 452 were originated and 67 denied.
9.9% of all applications, or 12.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Amerihome Mortgage Company originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology