American Portfolio Mortgage in Oklahoma vs the state
11.4%Denial rate-6.56 pts vs state
14.4%Decision denial rate-8.45 pts vs state
66.7%Origination rate+10.57 pts vs state
6.63%Median rate0.00 pts vs state
0.63Rate spread (pts)+0.28 pts vs state
$71kMedian applicant income
88Loans originated
15Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 147 | 88 | 17.7% | 6.99% | #138 |
| 2025 | 132 | 88 | 11.4% | 6.63% | #160 |
What American Portfolio Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most American Portfolio Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 67 | 42 | 9 | 13.4% |
| Canadian County | 18 | 14 | 2 | 11.1% |
| Cleveland County | 10 | 7 | 0 | 0.0% |
| Bryan County | 8 | 6 | 1 | 12.5% |
| McCurtain County | 8 | 3 | 2 | 25.0% |
| McClain County | 6 | 6 | 0 | 0.0% |
| Payne County | 3 | 3 | 0 | 0.0% |
| Comanche County | 3 | 1 | 0 | 0.0% |
| Marshall County | 3 | 2 | 1 | 33.3% |
| Creek County | 2 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 132 applications in 2025, of which 88 were originated and 15 denied.
11.4% of all applications, or 14.4% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans American Portfolio Mortgage originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Portfolio Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology