American Pacific Mortgage in Kansas vs the state
9.0%Denial rate-6.03 pts vs state
11.3%Decision denial rate-7.03 pts vs state
71.0%Origination rate+7.18 pts vs state
6.75%Median rate+0.13 pts vs state
0.46Rate spread (pts)+0.17 pts vs state
$110kMedian applicant income
71Loans originated
9Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 16 | 5.3% | 7.25% | #283 |
| 2024 | 43 | 31 | 9.3% | 6.99% | #220 |
| 2025 | 100 | 71 | 9.0% | 6.75% | #170 |
What American Pacific Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most American Pacific Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 50 | 36 | 1 | 2.0% |
| Wyandotte County | 16 | 8 | 3 | 18.8% |
| Miami County | 6 | 4 | 1 | 16.7% |
| Leavenworth County | 4 | 2 | 2 | 50.0% |
| Sedgwick County | 4 | 3 | 1 | 25.0% |
| Wabaunsee County | 3 | 3 | 0 | 0.0% |
| Douglas County | 3 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| Elk County | 2 | 2 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 100 applications in 2025, of which 71 were originated and 9 denied.
9.0% of all applications, or 11.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans American Pacific Mortgage originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are American Pacific Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology