American Neighborhood Mortgage Acceptance Company in Illinois vs the state
3.1%Denial rate-14.06 pts vs state
10.3%Decision denial rate-11.34 pts vs state
25.5%Origination rate-33.23 pts vs state
6.56%Median rate-0.19 pts vs state
0.71Rate spread (pts)+0.33 pts vs state
$88kMedian applicant income
50Loans originated
6Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 231 | 156 | 2.6% | 6.88% | #202 |
| 2024 | 172 | 66 | 2.9% | 6.75% | #248 |
| 2025 | 196 | 50 | 3.1% | 6.56% | #248 |
What American Neighborhood Mortgage Acceptance Company lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 105 | 27 | 3 | 2.9% |
| Will County | 16 | 4 | 1 | 6.3% |
| Kane County | 11 | 4 | 0 | 0.0% |
| DuPage County | 10 | 2 | 0 | 0.0% |
| Lake County | 8 | 2 | 0 | 0.0% |
| Sangamon County | 6 | 3 | 0 | 0.0% |
| Tazewell County | 5 | 0 | 0 | 0.0% |
| Winnebago County | 5 | 1 | 0 | 0.0% |
| DeKalb County | 4 | 1 | 1 | 25.0% |
| Kankakee County | 3 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 196 applications in 2025, of which 50 were originated and 6 denied.
3.1% of all applications, or 10.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans American Neighborhood Mortgage Acceptance Company originated in Illinois in 2025 was 6.56%, against a statewide median of 6.75%.
About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology